HK$30 million
Annual Benefit Limit
Semi-private Room
Room Class
5 plans available
Deductible
Cover unknown pre-existing conditions from Year 1
Key Protection Features
VHIS-Certified Premium Medical Plan, High Benefit Limit,
Asia/Worldwide Coverage, Unknown Pre-existing Conditions Covered from Year 1
Approx. 4.5% - 5%
Projected IRR
5 / 10 / 15 / 20 / 25 Years
Premium Payment Term
Up to age 128
Protection Period
15 days – 70 years old
Entry Age
Participating Whole Life Insurance · Low Premium + Built-in Policy Reverse Mortgage + Retirement Annuitisation
Death Benefit
5/10/15 Year
Premium Payment Period
Whole Life
Coverage Period
Ages 18–65
Age at Entry
Participating Whole Life Insurance • High Guaranteed Surrender Value + Double Death Benefit for the First 20 Years + ESG Investment
HK$10,000,000
Death Benefit
5/10/15 Year
Premium Payment Period
Whole Life
Coverage Period
Ages 0–75
Age at Entry
Participating Whole Life Insurance — Lifetime Protection + Long-term Savings Growth + Wealth Transfer