Personal Accident Insurance Personal Accident Insurance 24/7 global coverage against unexpected incidents, 365 days a year. Accidents often strike unexpectedly, anytime and anywhere. Personal accident insurance provides continuous, round-the-clock, worldwide coverage—365 or 366 days a year—whether you are commuting, working, off-duty, or on vacation, helping you manage the financial difficulties and urgent expenses that arise in the unfortunate event of an accident. Book a free consultation Coverage Highlights Six Core Safeguards Basic coverage includes accidental death and permanent disability, with optional add-ons for medical expenses, traditional bone-setting and acupuncture, income protection, and hospital cash allowances. Accidental death In the unfortunate […]
Domestic Helper Insurance Employer’s Liability, Domestic Helper Medical, and Accident & Fidelity Protection—Comprehensive coverage in a single policy. Comprehensive domestic helper insurance offers extensive protection for both employers and domestic helpers. In addition to fulfilling statutory employer liabilities under the Employees’ Compensation Ordinance, the plan covers hospitalization and surgery, outpatient care, dental treatment, personal accidents, various allowances, and fidelity protection. Flexible one- or two-year policy options are available to align perfectly with the domestic helper’s employment contract, giving both you and your helper peace of mind every day. Book a free consultation 勞工處家傭資訊 Coverage Highlights Comprehensive coverage for employer […]
Travel Insurance One-stop travel protection · Global emergency assistance · Coverage for amateur sports Comprehensive Travel Insurance｜Cover for Business & Leisure Trips: Medical, Accident, Belongings, Trip Delay/Cancellation, Lost Baggage & Personal Liability Book a free consultation Highlights Six Core Safeguards From flight delays to overseas emergency medical care, get a complete safety net for your trip. Global Emergency Medical Assistance Up to HK$1,500,000 for medical costs (COVID‑19 included in some plans). 24-hour emergency medical evacuation and body repatriation services are provided. Trip Delay / Trip Cancellation Covers losses arising from flight delay, cancellation or trip curtailment. Extended cover is available […]
Covered illnesses
Overall compensation cap
Premium payment period
Age at entry
Covers 133 diseases · Total payout up to 1,300% · Monthly cancer benefits for 100 months · Lifelong care for neurodegenerative conditions · Double payout for ICU stays
Covered illnesses
Overall compensation cap
Premium payment period
Age at entry
115 illnesses covered, unlimited cancer payouts, total cover up to 1100%, top-tier child protection & Family Care Waiver.
Covered illnesses
Compensation
Guarantee period
Age at entry
168 covered illnesses, up to 500% sum insured for cancer, stroke and heart disease, full coverage of carcinoma in situ, sum insured reinstatement and monthly cash income benefit.
Annual Benefit Limit
Ward Class
Deductible
Key Benefits
Government-Authorised VHIS Flexi Medical Plan · HK$5M Annual Limit · Unlimited Lifetime Cover · Robust Cancer Protection · Resettable Benefit Limit
Annual Benefit Limit
Ward Class
Deductible
Lifetime Aggregate Benefit Limit
AXA WiseGuard Pro Medical Insurance Plan (Standard) Government-authorised VHIS Flexi Plan. Full coverage for General Ward, HK$5,000,000 Annual Benefit Limit and Unlimited Lifetime Aggregate Benefit Limit. 智尊守慧（標準）是香港 AXA 安盛的 VHIS 自願醫保靈活計劃，主打普通病房、年度 500 萬港元、終身無上限、全額住院及癌症治療、未知舊疾首年即按比例賠付。與頂級半私家 VHIS 相比，標準版以更實惠的保費提供全面保障，適合追求性價比、習慣普通病房的客戶。 VHIS 認可 年度500萬 終身無上限 未知舊疾首年賠 普通病 產品小冊子 立即預約 Latest Insurance Promotions Find out the limited-time premium rebate & discount of this plan Book a Free Consultation Information shown is for reference. Actual premiums and promotions depend on individual status. Key Figures HK$5,000,000 Annual Benefit Limit together with unlimited lifetime aggregate benefit limit, offering comprehensive General Ward coverage at affordable premiums. Annual Benefit Limit HK$5,000,000 Lifetime […]
Annual Benefit Limit
Ward Class
Deductible
Lifetime Aggregate Benefit Limit
Government-authorised VHIS Flexi Plan. Full coverage for General Ward, HK$5,000,000 Annual Benefit Limit and Unlimited Lifetime Aggregate Benefit Limit.